When Does Character Count?
When it comes to the 5 C’s of credit, character always counts. What should a lender do when a borrower exhibits questionable character? Is there wiggle room to ignore certain character flaws and not others? …
Lending to a Seasonal Business
What are the challenges in lending to a seasonal business?
Lending to a seasonal business brings with it challenges that a borrower that operates all year long doesn’t face. Whether lending to a hotel in a coastal summer hotspot …
Income Statement Projections
What do you need to consider when relying upon projections for a loan approval?
A lender engaged Abacus Credit Analytics to underwrite a loan for a new children’s therapeutic gymnasium. (We had to educate ourselves as to what exactly …